Our DSCR (Debt Service Coverage Ratio) Rental Loans are designed for real estate investors looking to purchase or refinance rental properties with ease and flexibility.

 

We offer:

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Loan Types: Purchase, rate-term refinance, and cash-out refinance

Loan Amounts: From $75,000 up to $2 million

Terms: 30-year fixed rates or adjustable-rate mortgages (ARMs) with interest-only options

Maximum LTV: Up to 80% for purchases and rate/term refinances, and up to 75% for cash-outs

Minimum DSCR: 1.05, ensuring your rental income covers your debt service

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